Closer Resume
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Resume:
Phone
E-mail
Objective
Stacie E. Adams
To obtain a permanent position as a mortgage professional in a stable company environment.
Professional experience
December -August First Magnus Financial Marietta, GA
Closer
• Assisted Underwriting Department with approving conditions with brokers prior to the loan being cleared for closing.
• Reviewed file for consistency of accurate loan information.
• Effectively communicated with broker and closing agent of status of loan documents while confirming escrow information.
• Properly input data into system to generate closing documents for delivery.
• Reviewed HUD- settlement statement for approval prior to wiring funds for disbursement
• Prepared closed loan packages for post closing/shipping department.
April - October Home Capital, Inc Atlanta, GA
Closer
• Audited checklist for input of loan.
• Validated TLH data for accuracy while inputing additional information to export to final document system.
• Properly input loan into system to prepare documents.
• Determined sufficient funds to close, while effectively communicating with sales department and associates.
• Created preliminary documents for delivery to Title company, sales, and associates for review of final figures.
• Reviewed and approved final HUD, stacked file in accordance to company policy for funding department.
July -April Soluna First Mortgage Atlanta, GA
Senior Closer
• Managed and processed all closing documents in accordance with state regulated guidelines.
• Crossed trained and supported employees into the closing department.
• Effectively communicated with Title companies and attorneys to ensure proper closings in accordance to investor’s guidelines.
• Reviewed and approved HUD- settlement statements for Retail and Wholesale loans.
• Managed closed loans for Mers registration while tracking and sending post closing documents to their respective counties for recording.
Nov - July MIT Lending Norcross, GA
Closer
• Reviewed and resolved all prior to closing conditions with brokers.
• Contacted closing attorney to confirm broker fees and actual date and time of closing.
• Evaluated insured closing protection letter and reviewed hazard insurance for sufficient coverage to proceed with closing.
• Created documents for delivery to prospective closing agent and Title Company for closing.
• Reviewed and approved HUD settlement prior to authorize funding.
• Compiled closed loan documents delivered from closing agent to Post Closing Department for shipping.
February -August National City Mortgage Atlanta, GA
Closer
• Verified that all closing conditions prior to closing were cleared by broker.
• Prepared closing documents in accordance with company policies.
• Reviewed settlement statements for approval and provided funds for disbursement.
• Prepared closed loan file for post closing/shipping.
October -May JP Morgan Chase Atlanta, GA
Senior Closer
• Reviewed files for accuracy and completeness prior to input into the system.
• Communicated with closing agents to confirm dates and all fees.
• Confirmed final pricing of loan with secondary marketing department.
• Ensured that all conditions were met prior to closing as well as obtained estimated settlements for approval.
• Provided funds for disbursing to the closing agent.
• Reviewed files received from closing agent to ensure that loans closed properly and in compliance with instructions.
• Prepared closing loan file in appropriate order for post closing department and delivered to shipper on the day of recording.
• Responsible for ensuring all loans closed were met in a timely and accurate manner.
March - August Flagstar Bank Atlanta, GA
Closer
• Prepared closing documents, verified that all closing conditions prior to closing were cleared.
• Reviewed settlement statement for approval and order funds for disbursement.
• Utilized stacking order to prepare the closed loan credit package for shipping.
• Shipped closed loan credit package to post-closing within hours of closing/disbursement.
References Available upon request.
