Sr Loan Coordinator Resume
Vanessa R Gonzalez
Fairway Dr #, Naperville, IL ,
Objective
Seeking rewarding challenges within a great company.
Experience
Senior Loan Coordinator / Validator / Closer
April - Present Washington Mutual, Downers Grove, IL
-Manage pipeline of - conventional, HELOC’S and HEL loans per month
-Validate automated underwriting decisions
-Review loan application packages for completeness and accuracy, reconcile application against system input
-Maintain high level of customer service by being proactive in communicating with borrowers and loan originators
-Evaluate loan documentation and satisfy conditions per company policy
-Verify and validate supporting income, asset and liability documentation to ensure the validity of the approved system
-Income-Calculates and analyzes income structure
-Analyze title report, purchase contract and escrow instructions and performs verbal verification of employment
-Process lock, re-lock requests, float downs and extensions
-Order releases and/or subordinations if needed on loans
-Order payoffs from various Mortgage Lenders
-Order appraisals, title and flood from outside vendors
-Mail day disclosures to borrower
-Determines if loan conditions on approved loans are satisfied by reviewing income, asset and liability documentation, appropriate, reviews and analyzes preliminary instructions.
-Liabilities -- Reviews and verifies credit reports (i.e. FICO pay history, validate other debts and other mortgage real estate owned)
-Assets -- Calculates and analyzes funds to close (i.e. verification of deposits, gift money, K, sale of assets, etc)
-Preparing all closing documents for all loans processed
-Review closing documents after signed/closed
-Funding of Loans
Set-Up Coordinator
December - April RPI-Washington Mutual (Temp Position), Naperville/Downers Grove, IL
-Input accurate, complete, and timely loan data on processing system
-Print Borrower’s Opening Package from a Kiosk
-Order appraisals, title and flood from outside vendors
-Mail day disclosures to borrower
-Process rate locks and lock requests
Loan Processor
March - June TCF National Bank, Lombard, IL
-Assisted Loan Consultants with closing conventional, auto, boat, RV, unsecured, overdraft and CD loans
-Input borrower applications and decisions approved or denied into system of record
-Type payoffs statements for Loan Consultants or outside Lenders
-Verify correct coverage and policy periods through Insurance companies
-Log all incoming loan applications into log daily
-Write loan disclosures showing current fees for each real estate loan and mail to borrowers
-Sent trust deeds, notes and releases with payment checks to their correct counties to get recorded
-Ordered titles and appraisals for approved loans
Education
J Sterling Morton High School, Berwyn, IL
June
Diploma
Skills
DU-Desktop Underwriter
References
References are available on request
